Quick and Simple Personal Loans

for Your Financial Needs

At Capital Loan Expert, we offer safe and licensed personal loans in the KL & Selangor region, tailored
for both urgent and non-urgent financial situations.
Get approved and access loans ranging from RM1000 to RM100,000 within just 2 hours. Apply today!

GET CASH INSTANTLY

We are Capital Loan Expert

Legal & Licensed Money Lender Malaysia

Why Choose Us

  • Capital Loan Expert is one of the top most reputable licensed money lenders in Malaysia, offering personal, collateralized, andbalance transfer loans since 2007.
  • We have been in business for the last 15 years serving our customers, redefining the ways a licensed money lender in Malaysiaoffers financial services.

Lowest Interest Rates

Among Licensed Money Lenders

  • Get personal loans from us today at the lowest interest rate
  • We charge a very low 8%-12% interest on personal loans, the lowest in Kuala Lumpur & Selangor
  • Up to RM 100,000
  • 24/7 Customer Service

Flexible Repayment Plan

Low Monthly Installments

  • Loan tenure: 6 months to 60 months
  • Flexible and Negotiable
  • Tailor made payment plan based on your personal requirements.

Representative Example

Simple Calculations

  • Loan Amount: RM 10,000
  • Repayment period: 12 months
  • Total amount payable: RM 10,800
  • Monthly payments: RM 900
Blacklist/AKPK/CTOS Welcome!

Individuals with bad credit score or blacklisted
are welcome to apply for a loan from us. Let
us help you deal with any financial difficulties
today.

Simple 1 Minute Application Procedure

Completing your loan application online takes just 1 minute! Loan application with Capital loan Expert is simple, straightforward and easy.

Lowest Interest Rates

Capital Loan Expert is run by real, licensed money lender. All business dealings with Capital Loan Expert must follow laws and regulations as outlined in the 1951 Malaysia Money Lending Act.

Free Loan Eligibility Check.
Find out how much loan we can
offer you today.

Our Services

Personal Loan
Collaterized Loan
Balance Transfer

Get a FAST personal loan ranging from RM 1,000 to RM 100,000 tailored to meet your needs. Whether for emergencies, education, or other expenses, we’re here to help. Contact us via WhatsApp or call us today for more details and assistance!

Do you own any valuable assets that could secure your loan? If yes, apply for a collateral-backed loan with us to benefit from quicker approval, lower interest rates, and extended loan terms. Get started today and secure your financial future!

Do you have existing debt with other lenders? Transfer your debt to us and consolidate your loans at a significantly lower interest rate. This simplifies your finances and provides greater freedom and flexibility for you and your family. Take control of your debt today—apply now!

Annual interest rate is between 12% to 18%*. Loan term is between 90 days to 24 months. For example, a loan of RM1,000 for a term of 1 year with a monthly interest rate of 1.5%, will incur a total repayment value of RM1,180. No associated fees.
*This information is meant to illustrate general loan terms offered by companies in Malaysia. T&C apply.

Reviews

Borrow with confidence with Capital Loan Expert. A licensed money lender 

Fauzan Salleh

I had urgent house repairs and no emergency savings. The loan was approved quickly and helped me sort everything out in time.

Nur Sabrina

I only had basic salary slips and was worried I wouldn’t qualify, but they made the process simple and approved me anyway.

Kelvin Lau

Everything was done smoothly, and the terms were straightforward. Much easier than going through a bank.

Mira Halim Designation

I was between jobs for a few weeks and needed help covering my commitments. Their team was understanding and approved my loan fast.

Imran Yusuf

They listened to my situation, didn’t judge, and offered a loan that matched my needs. I’ve never experienced such supportive service before.

How it Works

Capital Loan Expert empowers you with the immediate financing that you need.

1. Submit Online Application
  • Register an account on our mobile app or
    simply fill up the loan application form. Takes
    only 3 mins.
2. Receive Application Status
  • Outcome of the loan with the maximum loan
    amount and tenure will be provided to you in
    less than an hour.
3. Fast Cash Disbursement
  • Head down to your selected Loan Expert
    branch, sign the contract and get your money
    instantly.

Loan Services

GET CASH INSTANTLY

GET CASH INSTANTLY